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Showing posts sorted by date for query education. Sort by relevance Show all posts

Wednesday, November 8, 2017

CIMB Foundation

(Seated left to right) CIMB Foundation BOT:  Puan Rosnah binti Dato' Kamarul Zaman (third left), Datuk Dr. Richard Leete (fourth left), 
Dato' Mohd Shukri Hussin (middle), Tan Sri G K Rama Iyer (third right), and Dato' Hamidah Naziadin, CEO of CIMB Foundation (fourth right) 
together with 28 athletes from the blind football, wheelchair basketball and junior squash national teams, who were under 
the CIMB Foundation sports development programmes
Foundation for a better Malaysia
CIMB Foundation's CEO looks back on its 10-year journey, and what the future holds.
By LIM MAY LEE
The Star/R.AGE(Star2)/pg7/8 November 2017
TEN years ago, CIMB Foundation began with a goal: to empower communities and change the lives of its partners, staff and beneficiar­ies, regardless of race, creed, age or gender.
As the CSR arm of CIMB Group, the foundation had an advantage in the group’s extensive nationwide network of bank branches, conven­iently situated in the very same communities the foundation wanted to reach.
By leveraging on these branches, the foundation’s flagship programme - Community Link - was born.
“Our branches were in touch with what the communities needed,” said CEO of CIMB Foundation, Datuk Hamidah Naziadin.
“We had ready ‘outreach agents’, which fuelled the success of our branch-enabled CSR pro­grammes.”
Community Link projects are initiated by CIMB’s staff and cus­tomers through its nationwide branch network, ranging from placing more benches in parks or sponsoring school computers, to supporting braille-reading pro­grammes and empowering single mothers by improving their ability to support themselves.
Thanks to this strategy, the foun­dation managed to reach those who needed them the most.
“Through Community Link, we managed to reach out to the man on the street in various rural areas, through 733 projects as of end- 2016, totalling RM37mil. Over time, this became part of our brand,” said Hamidah.
The foundation’s philosophy is based on two principles: first, to empower communities and change lives - which is, incidentally, its tagline - and second, having an effective governance structure to ensure the impactful execution of its projects.
Ten years later, CIMB Foundation’s philosophy underly­ing its CSR strategy, which has expanded beyond just Community Link, has shown marked success.
The foundation has touched the lives of over 700,000 people by con­tributing over RMlOOmil into 962 initiatives linked to the foundation’s three pillars: community develop­ment, education and sports.
From helping rural communities earn a steady income by breeding prawns, to grooming the next gen­eration of young ASEAN leaders and supporting para athletes, CIMB Foundation has laid the foundation for a better future.
The keywords for CIMB Foundation’s good works are sus­tainability and capacity-building, said Hamidah.
“As Confucius said, 'give a man a fish, he eats for a day, but teach a man to fish and he eats for a life­time.’ That’s why we always try to equip people with skills instead of just giving them aid.”
Their Be$mart programme, for example, is a two-day workshop that combines lectures, simulations and games to give youths an end- to-end view of financial manage­ment supplemented with tips on saving, investing, and financial planning.
The end-goal of this programme is to equip youths with the skills to make effective and informed money management decisions.
To date, there have been 71 ses­sions nationwide, covering 4,500 students across 57 colleges and uni­versities.
CIMB Foundation has also been a staunch supporter of the Pan- Disability Football Club and the Malaysian national blind football team, which got the bronze medal
in the recent Asean Para Games.
As part of that support, the Foundation is partnering with The Star’s award-winning R.AGE team to produce Eye On The Ball, a feature-length documentary film on the blind football team. The film will be directed by R.AGE senior producer and award-winning film­maker Chen Yih Wen.
But with the foundation’s tenth anniversary around the corner, CIMB Foundation is keen to do more.
“A lot has been achieved, but there’s still so much to do, both locally and regionally,” said Hamidah.
“We have plans to roll out pro­jects on promoting racial unity among Malaysian school children, introduce Be$mart to other coun­tries in the ASEAN region, and increase the number of tertiary scholarship awards, to name a few.”
The future is looking exciting for CIMB Foundation.
It unveiled a new logo on Oct 30, alongside an important announce­ment: the implementation of a new programme, Flex4CSR, that allows staff to play an even greater role in CIMB Foundation.
“The staff make up a very strong pillar in the foundation - they are the ones proposing projects that could benefit their surrounding communities.
‘To encourage more participation, we created a Community Link chal­lenge among them to encourage them to look for more projects and initiatives. It’s our way of inculcat­ing the culture of giving back among the staff,” said Hamidah.
To further drive this culture, Flex4CSR enables staff members to take up to a month’s paid leave to participate in any CIMB Foundation- supported project, with the guaran­tee that their jobs and career pros­pects remain unchanged.
The programme will be piloted among employees in middle man­agement with a minimum two years of working with CIMB.
“By doing this, we hope to develop a strong sense of community engagement in our staff, and we make giving back part of CIMB’s DNA,” said Hamidah.
“Corporations should not be just about profits; they need to also have a heart and soul,” she added.
“Everyone has the right to hope, to have a purpose in life, and to fulfil their potential. When the community thrives, the nation thrives.”
CIMB Foundation is commemorating its 10th anniversary from Nov 10-12 at The Curve in Mutiara Damansara.
It will feature fun, exciting activities which the public is invited to partici­pate in, and appearances by top athletes like CIMB brand ambassador Datuk Nicol David. For more informa­tion, visit cimbfoundation.com.

Sunday, October 15, 2017

World Food Day

Why World Food Day Matters
For someone who spends all her waking hours saving food from the landfill and diverting it to feed the poor and hungry, World Food Day is deeply meaningful. Suzanne Mooney, founder of The Lost Food Project, shares her story.
Malaysian soup kitchens such as Kechara feed the poor and hungry regardless of race and creed. — Filepic
Suzanne Mooney (right) with DBKL Lioence and Petty Traders Management director Zaharuddin Basiron loading surplus food from the Kuala Lumpur Wholesale Market in Selayang into the back of a truck bound for various charity homes. Lost food can be diverted to feed all of the world's hungry and Malaysia is among the leaders in South-East Asia in this effort. — Filepic
People slurping soup during La Porciuncula, a religious event where Franciscan monks serve food to the poor, at the Los Descalzos Convent in Lima, Peru. Poverty is a main cause of world hunger affecting 800 million globally. — AP

By SUZANNE MOONEY
Star2/Taste/15 October 2017
FOOD is something most of us take for granted. We wake up knowing breakfast will boost our day. A cou­ple of hours later, we might start clock-watching, eager for a lunch to break the monotony of work.
The end of the day might be spent having dinner with loved ones sharing special moments and dis­cussing important details of the day. Even religious holidays are intricately intertwined with eating (or not eating). Clearly, food is a focal point of all our lives, every day of the week.
So why do we need a day to be dedicated to food?
The importance of World Food Day
The UN World Food Day was set up to commemorate the establishment of the World Food Organisation (FAO) in 1945 after World War II. Understanding the precious nature of food, and a country’s ability to be self-sufficient (called food secu­rity) is best felt during times of conflict.
We should not take food for granted, and remember there are millions living in poverty and hun­ger. The FAO’s goals are to fight hunger and achieve food security, reduce rural poverty and promote the sustainable use of natural resources.
I believe we all need to be reminded of the real essence and purpose of food. I don’t just mean the gastronomy of how to improve your beef rendang or how to make a low-fat char kway teow so you can fit into your skinny jeans.
Food is not only essential to sustain life but is also fundamental in providing the nourishment and energy necessary for learning and growth.
Without a nourished body, you lack a nourished brain and you simply can’t learn or thrive. This results in a mammoth risk to a country’s development.
Over generations, we have devel­oped from the hunter-gatherers of . our forefathers, and slowly moved to cities to work. In this transition so many of us have lost touch with nature.
How food grows, how it is farmed, is lost to many of us - we don’t even know how to cook. Maybe it doesn’t matter because street food, coffee shops and con­venience stores selling quick and cheap meals are everywhere. Should we even care?
The simple answer is yes.
We are what we eat. Many peo­ple are becoming overweight and even obese - which is a huge health problem just waiting around the corner.
At the same time, almost 800 mil­lion people (just under 10% of the population) are undernourished, some of whom are starving to death.
Through a child's eyes
As a child I remember the terrible droughts in Ethiopia of the 1980s. I bought the Band Aid single which so many global artists recorded, and donated money to alleviate the hunger that entered our living room every night in the form of BBC news reports.
I remember crying when I saw an emaciated baby with big brown eyes looking at the camera with no hope in her eyes. She did not even have the energy to bat away insects and flies landing on her face. A few hours later, came the news that the child had died.
I could not understand why this was happening. “Can’t we just send food to these people, Mum?” I would plead. She explained that the world didn’t quite work like that - but we. could send some money and hopefully aid agencies and governments could provide long-term help.
Children are often the most prac­tical problem solvers - and I did not like this solution.
I knew all the shops and super­markets were filled to the brim with food - so why were so many people walking around like skele­tons, days away from death?
Just because they happened to be born in a particular country? It felt very wrong. And why were we not doing more about this?
This was the first time I actively remember realising what the word “inhumane” really meant.
'That's cricket'
I was not alone in my despair. Bob Geldoff, a mediocre Irish singer from a forgettable band called The Boomtown Rats, raised this issue with many governments and policy makers in the world. He highlighted the excesses of food such as the infamous “EU butter mountain” of which politicians finally acknowl­edged.
There was slight embarrassment, but that did not change the fact that there would continue to be excess food produced that was not allowed to be sold, or given away due to fiscal policies of food trade.
In Britain, there is a very unsat­isfactory explanation given to behaviour that is perhaps unsa­voury, but cannot be changed - “that’s cricket”.
Making sense of the senseless
So at the tender age of eight, I devised my own understanding of ‘lost food” - food which is good to eat, but for a number of reasons, is simply thrown away.
I learnt that many reasons can leave millions of people to die unnecessarily: regulations, trade deals, politics, logistics, or some­times it can be because it’s cheaper to throw away food than it is to go through the bureaucracy to give it to the poor.
Like most other people, I got on with my life and did not focus on the politics of food, as I was busy trying to carve out a career as a journalist.
However, I did spend some time travelling across Africa, and spent several months waitressing in a restaurant in Cape Town.
The Ferrymans experience
It was here at The Ferrymans my eyes were truly exposed to the lev­els of food waste disposed of every day. Not just the excess of every­one’s plate, but the food that had to be ready in case someone ordered (our menu was far too varied). So inevitably there was a very large binload of perfect food being trashed every single day.
It would not have been so bad, but the kitchen staff (who were the worst paid of the restaurant staff) were often underfed themselves. Most lived in shanty towns on the edge of the city. Many had families to support with absent husbands, leaky roofs and the constant need to provide food.
I suggested to the restaurant owners to donate some of this top class ‘lost food” to these women. The answer was a resounding no.
On reflection, it was for obvious reasons; this would lead to the staff over ordering, over cooking, and et cetera, to create a large pile of left­over food which they could then bring home to feed their families.
I understood that argument - but it still lay uneasy. How could we be throwing away so much food in a country where many people were so desperately under nourished? Something had to be done.
So I did some research and contacted a local soup kitchen in Cape Town. They said they would be delighted to take the food. My bosses at the restaurant agreed to donate the lost food on the following conditions: the soup kitchen should come at the same time every night, they had to bring the boxes to pack the food, and no
way was any homeless person could ever be allowed to come near our restaurant looking for food.
So we started this daily collec­tion at 10pm every night - and it worked very well - for several months. Then I left to continue my travels. With no-one pursuing the management to donate the food - they slipped back into most restau­rants’ default mode. Throw away lost food. It’s less hassle.
We are all to blame
That was 20 years ago and thankfully the world has changed. People realise that our way of life is unsustainable - our resources are running out and the population is growing. We cannot feed more people. Climate change will create climate refugees and add more pressure to global governments. South-East Asia is one of the most food insecure regions of the world. So what is the solution?
Since we throw away 33% of all food produced, there is an easy solution. We can produce less and just be clever and use the food we are currently throwing away.
It costs the Malaysian government billions of ringgit just to dispose of the 'lost food” into landfills. This is money that could be spent on health­care and education. Food products are more expensive to the customer, because companies include the cost of “lost food” in the price.
The damage to the environment is enormous. Food in packaging which is crammed into landfills creates a methane soup that damages the land, water and surrounding air. It is 20 times more damaging than the greenhouse gas carbon dioxide.
We spend much time complain­ing about the haze caused by the logging in Sumatra, but we are quite happy to contribute to this environmental hazard ourselves.
If we are honest, we are all to blame - global governments, regulators, food manufacturers, and consumers. However, the good news is that if we all decide to change our behaviour just a little, we can make a huge difference.
Currently there is enough “lost food” thrown away to feed all the hungry on the planet four times over. Maybe if we divert some of the lost food their way, it would be a good start.
Happy World Food Day.
The Lost Food Project is the first foodbank in Malaysia to have professional contracts with a number of supermarkets, manufacturers and a wholesale market They distribute 50,000 meals a month to over 40 charities, composting any donated food unfit for human consumption. Suzanne Mooney lives in Kuala Lumpur with her husband and children. To get involved, email info@thelostfoodproject.org

-800 million people go to bed hungry each night.
That's 1 in 9 people on a world popula­tion estimate of 7.6 billion today.
-98% of the world's hungry live in developing regions, mostly in Asia.
Some 550 million are in Asia and the Pacific, in countries like Indonesia and the Philippines. Another 220 million are in Africa, in arid sub-Saharan coun­tries like Ethiopia, Niger and Mali. The remaining is in Latin America and the Caribbean, in places like Guatemala and Haiti.
-75% of the world's poorest don't buy their food - they grow it.
Many poverty-stricken families depend on their land and livestock for both food and income, leaving them vulnerable to natural disasters.
Drought - as a result of climate change and unpredictable rainfall - is one of the most common causes of food shortages in the world. It causes crop failures, kills entire herds of live­stock, and dries up farmland in poor communities that have no other means to survive.
-Surprisingly, many hungry people live in countries with food surpluses, not food shortages.
The issue, largely, is that the people who need food the most simply don't have steady access to it. In the hungri­est countries, families struggle to get the food they need because of issues such as lack of infrastructure like roads and storage facilities, frequent war and displacement, natural disaster, climate change, and chronic poverty.
-1/3 of the food produced around the world is never consumed.
Much food is wasted in developing countries due to inadequate food production systems. Some of the factors responsible for food losses include inefficient farming techniques, lack of post-harvest storage and management resources, and weak market connections.
-60% of the world's hungry are women and girls.
In many places, male-dominated social
structures limit the resources women have to job opportunities, financial services and education, making them more vulnerable to poverty and hunger. This, in turn, impacts their children. A malnourished mother has an increased risk of delivering an underweight baby, which can mean physical and mental stunting right from childbirth.
-Empowering female farmers can pull 150 million people out of hunger.
Empowering women is essential to global food security. Almost half of the world's farmers are women, but they lack the same tools - land rights, financing, training - that their male counterparts have, and their farms are less productive as a result. If women and men had equal agricultural resour­ces, female farmers could increase their productivity enough to help lift millions of people out of hunger.
-Every 10 seconds, a child dies from hunger.
Poor nutrition is responsible for nearly half (45%) of all deaths in children under the age of 5 - about 3 million children die each year because their bodies don't have enough of the basic nutri­ents they need to function and grow.
-Hunger kills more people each I year than AIDS, malaria and tuberculosis combined.
Around 9 million people die of hunger and hunger-related diseases every year, more than double the lives taken« by AIDS, malaria and tuberculosis in 2012.
-The world produces enough food for everyone to live a healthy, productive life.
There is now 17% more food available per person than there was 30 years ago. If all the world's food were evenly distributed, there would be enough for everyone to get 2,700 calories per day - which is more than the minimum  2100 requirement for proper health.
So the challenge is not a lack of food, it's making food consistently available to everyone who needs it. - Source: mercycorps.org & FAO

Malaysian food facts that matters
- Malaysians generate 38,000 tonnes of waste per day.
-Of this, around 15,000 tonnes is food waste.
-Of this, 8000 tonnes - or about 60% - is avoidable food waste.
-And of the 8,000 tonnes, 3,000 tonnes is still edible.
-The 3,000 tonnes of food could have fed 2 million people - in other words, all the people of Kuala Lumpur.
-The average weight of our meal is 450g.
-A quarter of an average Malaysian's income is spent on food and beverag­es.
-A household of 5 people spends an average of RM900 on food.
-With 1/4 of food wasted during preparation, production and consump­tion, RM225 goes into the bin every month, or RM2,700 a year - or more than 1 month's pay to the urban worker earning the mean monthly wage of RM2,400.
-Malaysia's food import bill is between RM35 billion and RM40 bil­lion.
-Diverting food waste from landfills will not only conserve limited landfill space, but also help to reduce green­house gas emissions.
Food for thought:
A bunch of harvested bananas that falls off a truck is considered food loss. Food left to spoil, left uneaten, or discarded, is food waste.
"Food waste is about attitude and mindset, while food loss is more about technology," says Dr Ainu Husna Suhaimi, head secretariat of the MYSaveFood Initiative.
"Everyone can do our own bit to stop food waste."

Read more...
World Food Day...
Dear Thelma...

Sunday, October 1, 2017

Entrepreneurship Development


THE CHALLENGES AND THE OPPORTUNITIES
ENTREPRENEURSHIP DEVELOPMENT
Thursday,  September  7,  2017
EVERY child needs hope and opportunity. Hope and opportunity are driven by education. If a child does not have opportunity in his or her education, hope and opportunity dissolves. You get unrest and despair and violence. If you train more entrepreneurs they create more jobs and opportunities.
Every generation needs a new revolution and education is the ultimate choice. Effective education programmes will require that local, State, and •federal policymakers to adopt education as an effective tool for engaging Indian youth and building the new generation of world-class citizens and a stronger workforce in the country.
Ideally, this effort should proceed in cooperation with leaders who have the greatest interest in seeing Indian youth continue in education and embrace life for a better future.
Entrepreneurship education is good for future because it's not about running a business, it's also about running your life. The future depends on our generation, and if we all learn how to run our own business then we would be able to live in fully functional community.
Uplifting the value of the Indian community and having it participate in the growth of the nation more fully will benefit all Malaysians.
Learning begins in the classroom itself, so action to encourage schools to offer such education is an essential step. While nearly everyone agrees that exposing youth to education is a good idea, but how good is the education to the youth?
To date, training and
development has been implemented only when a visionary leader has made a personal commitment to make education take root in the community. But waiting for a visionary is no way to build a sustainable community that offers opportunities to the youth.
Malaysian Indian Hope Foundation is committed to helping seed new programmes and fill this gap. When communities embrace youth entrepreneurship, they certainly empower youth but also help strengthen community pride.
It is my hope as the President of Malaysian Indian Hope Foundation that this message will reach the leaders and managers of both business and government, private and public, all to address the needs of the youth especially the Indian youth.
It is also my desire, personally, that this message of hope will impact positively on the number of people such as managers, leaders, parents, decision-makers and especially policy makers and so many others, to rethink an decide to help build an empowered, innovative and thriving community that is an example * to other minority communities worldwide.
This is an important initiative, especially in wake of the current and economic situation. Where possible, programmes in economics and entrepreneurship education should also be promoted and supported, as young people need to learn how to invest in themselves, make money, and learn how to manage their assets.
In many youth entrepreneurship programmes, young people are helping their families with basic needs and shoulder great responsibility
Malaysian Indian Hope Foundation has a mission of preparing at-risk youth to become effective job seekers. We believe that these young people can also become job creators and equity builders by starting their own ventures. The unique characteristics make it ideally suited to help address many aspects of the crisis facing Malaysia's workforce.
This mindset would be one of the real “secrets" of Malaysia's prosperity as it helps drive the creativity and innovation of our workers, our companies, and our entrepreneurs. This engine of innovation will be the primary driver of our future economic competitiveness.
We want to see  Malaysian Indian youth fully prepared to succeed in the 21st century, nurturing an entrepreneurial mindset through widespread use of education for youth.


Engineering Employable Graduates
Wednesday, September 20, 2017
GRADUATE employability is a key issue for Malaysian higher learning institutions and the government. Higher Education Minister Datuk Seri Idris Jusoh told a local newspaper that the employability rate for Malaysian graduates increased to 77.2 per cent last year from 76.1 per cent the previous year.
“The ministry will continue to boost Malaysian graduates’ employability through various efforts, including, among others, establishing stronger ties be­tween higher learning institutions and in­dustry players,” he said.
Earlier, in 2012, the ministry launched the Graduate Employability Blueprint 2012-2017 to help strengthen the em­ployability of graduates.
According to the blueprint, employers reportedly said graduates lacked the three Es — English, Emotional intelli­gence and Entrepreneurship.
The Faculty of Engineering and the Built Environment (FoEBE) at SEGi Uni­versity & Colleges places a great em­phasis on employability.
Therefore, work placement modules are part of the course.
The programmes are taught by expe­rienced academics in a small-class set­ting, thus, ensuring personalised attention for the students.
The faculty offers an impressive range of engineering disciplines at var­ious levels which are pre-university studies, diploma, bachelor’s, master’s degrees and PhD.
A fast-track degree could save time and money, besides giving graduates ample time to secure employment ahead of their peers.
SEGi offers an accelerated route for SPM school leavers to enrol in the Foundation in Science and upon completion, through to their Bachelor’s.
After learning the essential modules and elective subjects during their one- year foundation studies specialising ei­ther in engineering or built environment, students can choose bachelor’s degree programmes, which include architec­ture, chemical engineering, civil engi­neering, electronic and electrical engi­neering, mechanical engineering as well as quantity surveying.
SEGi collaborates with some of the most prestigious universities from the United Kingdom, which are University of
Sunderland and Abertay University, to develop a suitable curriculum to ensure students remain competitive in the job market.
Through our close collaboration with the University of Sunderland, it offers various (3+0) engineering degree programmes in Automotive Engineering, Electronic and Electrical Engineering, as well as Mechan­ical Engineering.
The modules are designed in line with programme educational objectives — to produce graduates who are able to prac­tice as engineers in relevant industries and ultimately, register with the Board of Engineers Malaysia as a professional engineer, or alternatively, to pursue postgraduate degrees.
Students can also opt for the dual award degree in Electronic and Electrical En­gineering, or Mechanical Engineering.
Graduates will receive double parch­ments upon, completion of the pro­gramme — one from SEGi University and another from the University of Sunder­land.
This will enhance the graduates’ em­ployability and international standing should they desire to continue postgrad­uate studies.
SEGi also recently launched the Double Degree programme in civil en­gineering, in collaboration with Aber­tay University.
The FoEBE also offers two Diploma programmes — Electronic and Electri­cal Engineering; as well as Mechanical Engineering, designed for SPM school leavers.
At SEGi, the tagline is “The Best in You, Made Possible”.
SEGi extends scholarships such as High Achiever’s Scholarship and finan­cial assistance such as National Higher Education Fund Corporation to deserv­ing students.
The September intake is ongoing.
For more information, call SEGi College Subang Jaya (03-8600 1777 or 016-212 9154), SEGi University Kota Damansara (03-6145 1 777 or 011-1210 6389), SEGi College Penang (04-263 3888 or 013-629 4880), or visit https://www. seg i. ed u. my/e n/p ro- grammes/engineering-the-built-envi- ronment. Follow its Facebook page, SEGi Univer­sity & Colleges for exciting updates and latest news.

Sebab Gaji Kecil
BH / Rabu 13 September 2017
USAH bezakan gaji anda dengan orang lain jika tidak tahu sebabnya. Gen Y harus sentiasa bersedia dan tingkatkan kemahiran memperoleh gaji setimpal dengan kebolehan.
Bukan hanya lambakan kerja seharian, tetapi tidak menerima sebarang kenaikan jawatan di tempat kerja boleh dijadikan alasan untuk kita cari pekerjaan baharu. Semua bebanan ini menjurus kepada tangga gaji yang kecil.
Memanglah gaji diterima setiap orang tidak akan sama melainkan pengalaman dan kemahiran setaraf. Kalau gaji yang dibayar memuaskan, tentu tidak akan menjadi masalah, tetapi rungutan jelas kedengaran dalam kalangan anak muda sekarang mengenai tangga gaji kecil.
Perlu kita tahu, setiap taraf gaji ada yang mempengaruhinya.
STATUS PENDIDIKAN
Tidak dinafikan ramai individu yang tidak lulus pendidikan tinggi boleh berjaya dalam kerjanya. Walaupun begitu, kita tidak boleh menolak realiti bahawa pendidikan tinggi mampu membantu seseorang mendapatkan pekerjaan baik.
Portal gaji minimum 2012 yang dikeluarkan Kementerian Sumber Manusia menetapkan RM900 bagi Semenanjung dan RM800 bagi Sabah dan Sarawak. Jelas, tangga gaji ini bergantung kepada taraf pendidikan dan beberapa faktor lain.
KURANG CEKAP, USIA MUDA
Jangan merungut sekiranya anda dibayar dengan jumlah gaji kecil dengan status anda sebagai lepasan universiti. Ini kerana, penghasilan dan kualiti kerja kita akan berbeza berbanding mereka yang sudah lebih tiga tahun dalam bidang sama.
Berbeza situasi jika anda kekal jawatan yang sama kialam tempoh tertentu, tidak ^Jtiustahil kenaikan gaji lebih cepat berbanding rakan sebaya lain sgkiranya kemahiran dan kebolehan anda digunakan secara maksimum.
Mempunyai masalah peribadi ataupun pernah menimbulkan masalah dalam syarikat atau organisasi sebelumnya antara sebab anda akan berada lama di tangga gaji kecil.
Tidak kisahlah apa jua masalah yang pernah ditimbulkan, namun jika ia mampu mengganggu prestasi kerja ataupun hubungan dengan orang lain sehingga diketahui majikan, jangan merungut jika majikan memberikan indeks prestasi kerja kurang memuaskan. Perlu diingat, hal ini mampu memberi kesan kepada gaji.
APA BOLEH BUAT?
Orang yang paling bahagia adalah mereka yang mempunyai perniagaan mereka sendiri. Mereka memiliki kebebasan masa dan wang, tetapi untuk berjaya dalam perniagaan, anda perlu bekerja keras.
Peranan jurubeli peribadi ini adalah bertindak sebagai juru runding atau pembeli peribadi bagi barangan yang dikehendaki pelanggan. Pelanggan akan membayar lebih kepada mereka atas perkhidmatan yang disediakan.
Sekiranya seseorang pekerja boleh mendedikasikan hidup kepada sesebuah syarikat, pasti mereka boleh mencuba langkah baharu dengan mencabar diri.
Menurut Forbes, bayaran tahunan bagi seorang jurubeli peribadi ketika ini adalah kirakira USD25.000 (RM89.000). Bagi mereka yang berkhidmat dengan pelanggan golongan elit, pendapatan tahunan mampu mencecah sehingga AS$100, 000 (RM357.000) setahun.
Faktor gaji atau pendapatan akan memaksa perubahan mendadak pada diri tanpa diduga. Risiko untuk menghadapi persaingan, perubahan, kegagalan akan ada walaupun bekerja sendiri.
Persoalannya,, apa boleh kita lakukan jika mahu lari daripada kepompong gaji kecil. Ada beberapa pekerjaan lain boleh anda cuba. Antaranya jurubeli peribadi.
Mungkin pekerjaan ini dianggap layak hanya untuk golongan perempuan tetapi hakikatnya tidak. Golongan lelaki juga boleh menjadi jurubeli peribadi kepada sasaran pelanggan. Contohnya, jika wanita membeli beg tangan atau aksesori untuk pelanggan, lelaki juga boleh membeli kasut ataupun pakaian untuk kumpulan pelanggan mereka.
Peranan jurubeli peribadi ini adalah bertindak sebagai juru runding atau pembeli peribadi bagi barangan yang dikehendaki pelanggan. Pelanggan akan membayar lebih kepada mereka atas perkhidmatan yang disediakan.
Menurut Forbes, bayaran tahunan bagi seorang jurubeli peribadi ketika ini adalah kirakira USD25.000 (RM89.000). Bagi mereka yang berkhidmat dengan pelanggan golongan elit, pendapatan tahunan mampu mencecah sehingga AS$100, 000 (RM357.000) setahun.

Saturday, September 9, 2017

Changing The Mindset

By HARIATI AZIZAN
At a time when technological developments and disruptions are rapidly changing the world of work, many experts are saying that in order to meet the challenges of the coming New Work Order, what we need to do is, perhaps, to give up on jobs.
Jobs as we know them, that is.
“We have 125 years of history of work being done in jobs and what we are seeing in many organisations around the world is the rapid deconstruction of jobs and their reconstruction into new jobs with artificial intelligence and robotics being applied to routine and non-routine tasks.
“So, I think we need to think beyond jobs and challenge the status quo,” said Willis Towers Watson managing director and global practice leader Ravin Jesuthasan.
Ravin was one of the speakers at a media roundtable during the recent International Social Security Conference (ISSC) 2017 organised by the Employees Provident Fund with global investments company BNY Mellon at Aloft Kuala Lumpur Sentral.
Themed “Future of work: Preparing for tomorrow today”, the annual two-day conference put at the forefront people’s concerns of what the future brings as industries and workplaces undergo transformation at a dazzling speed, and how best to prepare for it.
And the future of work is without a doubt a burning topic among business leaders, policy makers and thinkers, if the dialogue – which included EPF deputy chief executive officer of strategy division Tunku Alizakri Alias; 21st century business design global consultancy Tomorrow CEO Mike Walsh; BNY Mellon chairman (Asia-Pacific) David Cruikshank and futurologist Magnus Lindkvist – is of any indication.
Pointing out how the traditional ethos of “I learn, I do and I retire” is becoming passé, Ravin stressed that a mindset change is key to prepare people for the coming changes in the future global workscape.
“It is easy to focus on the technology aspect, but the other thing that is changing rapidly is the democratisation of jobs.
“So when you talk about getting people prepared for the change there is mindset change that is called for.”
BNY Mellon chairman Cruikshank agreed, pointing out that from the financial services perspective, one of the changes we are seeing is the continuous digitisation.
“Continued digitisation and use of digital data and digital mechanism through the organisation is creating change. If you look historically at large companies and large financial service companies, development tended to be vertical, so you get business specific solutions from top to bottom, from clients to the back office.
“In the continued digitisation process, what we see is a more holistic ability to offer solutions to clients across multiple business aisles.”
He said this is a very big change in the industry.
“Sitting in a company with over 50,000 people, looking at holistic solution that brings together everything the company has to bear, to find solutions for the client, that’s a pretty big change.”
In terms of the new generation, they will need to retool themselves three to four times over the course of their career, Ravin highlighted.
“Nine out of the top 10 jobs most in demand in 2015 didn’t exist before. According to a research we did with the World Economic Forum, 65% of primary school kids today will be in jobs that never existed before.
“It is challenging many of our long-held beliefs and willingness of individuals, societies, and governments to reskill on a massive scale,” he noted.
Concurring, EPF deputy chief executive officer of strategy division Tunku Alizakri put forward a policy perspective.
“In terms of the government response, looking at the Malaysian perspective, it is a mental model mindset that needs to be changed substantially.”
One key area is education, said Tunku Alizakri, who opined that equipping children with science, technology, engineering and mathematics (STEM) knowledge alone is not enough to prepare them for the automated and artificial intelligence future.
“We cannot just focus on STEM, we also have to focus on the humanities aspect, especially if machines are to take over roles and tasks that are easily automated.”
To stay ahead, he added, “We have to either become more human or become robot overlords, which means we have to be better than the robots. And what is the one thing that the robots cannot do, which is actually the human aspect of things?
“So our government needs a more holistic perspective on education, and focus on both humanities and science.”
Tunku Alizakri underscored the need for the country to act fast to meet the challenges. “Exponentially speaking things are already moving, we need to be ready for the change yesterday.”
To futurist Walsh, the real problem is the word “job” itself, the nature of which has changed more than 10 years ago, he said.
The nature of jobs has already changed, many by automation, in the last 10 years, said Walsh.
“Even now we are talking about saving jobs, what a good job is, whether there is job security but actually the idea of jobs has already changed 10 years ago; we just haven’t accepted it.
“The idea of a profession where you are protected by a guild and your knowledge, and where you are guaranteed with a certain kind of middleclass living, has already been decimated in the last 10 years.”
Walsh also believes the problem in the future is that it is dangerous to demonetise robots and androids.
We scream “they will be coming, and going to sit in our cars, and going after our children!” he said, because we forget that the world is already divided into tasks and people who will be able to create value alongside algorithm, create design and have superior judgment.
“There are people today who think that because the smartphone allocates you a task, whether it’s to deliver a parcel or pick up someone’s laundry or drive a car, these kind of gig economy jobs are cool.
“But this is going to go away very quickly when people realise that you cannot get insurance, there is no support network and you are being managed by an algorithm. This is going to be a source of incredible inequality, frustration, anger, and possibly violence as you will have a two-tier society.”
Industrial robots stack buckets of paint on pallets at an Akzo Nobel India Ltd. paint factory in Gwalior, Madhya Pradesh, India, on Thursday, June 1, 2017. Akzo Nobel NV rejected PPG Industries Inc.s third takeover bid May 8, defying pressure from shareholders to negotiate. Photo: Bloomberg
To be prepared for the future, he stressed it is important to make sure we have enough people “who have the intellectual ability and experience to design algorithms and to be able to call them out when they are not working properly. It is not an acceptable outcome to be people who are just task driven without any security working for an algorithm.”
Professing to be sceptical about the hyperbole of the uncertain future, futurologist Lindkvist, meanwhile thinks we should focus on things to that don’t change and try to do them better.
“If the world, as you say, is changing faster, it is probably a good idea to focus on things that don’t.
“Not everything changes faster. For example, I am a parent of two nine-year-old boys, last year they were eight, and they will be 10 only next year. This is the same as when I was growing up.
“So I’m a little bit sceptical about the hyperbole of the future that I see everywhere today: the technology world, geopolitical shift and the Trump presidency,” said Lindkvist, who believes that we need some healthy scepticism as an antidote to the gloom and doom of the talk about the rapidly changing future.
Lindkvist believes long-term planning is crucial to meet the challenges of the rapidly changing world.
“History has proven that revolutions often fail, while evolution often succeeds.
“If you want to make things work and be sustainable, I think we just need to plan for things to unfold over a longer period of time. That goes for technology and implementing certain societal changes.”
He recounted Sweden’s experience in the face of an economic crisis in the early 90s.
“For a couple of years we had the same post-Lehman gloom and doom in the news every day, this country is doomed and the young of this country will fail.
“Then 10 years later we were on the cover of Newsweek as the new technological mecca of the world.
Some are working to bring automation to the pizzeria. Photo: TNS
“To emphasise, when we take a short-term perspective, we will see mainly conflict, drama and turbulence. We will not see anything useful to build businesses from or make investments on top of. So, we need to make a 28-year-plan. Or be inspired by Softbank (a Japanese multinational telecommunications and Internet corporation) which has a 300-year vision.”
Tunku Alizakri questioned if this is possible in the current fast moving world, arguing that things change so rapidly with technology. “Look at Airbnb, which became bigger than Hilton only after four years.”
To which Lindkvist said it is the result of market capitalisation, which he described as “a bit like fame.”
“German poet Rainer Maria Rilke wrote in 1902 that ‘Fame is after all only the sum of all the misunderstandings that gather around a new name,’” he quoted. “Market cap is only misunderstandings that gather around a new name.”
Lindkvist compared exponential technology to flying.
“When people talk about the exponential development of technology, I always think about taking off on a plane. When it is time for takeoff, you always get caught in the wonder of the invention but 30 minutes later you start complaining about why they are not serving you a drink or meal. You don’t continue to be amazed at how high and fast you are flying,” he mused.
It is only in the short term that we have an exponential development, he reiterated.
“I think it is a necessity to have a multi-century vision, especially given the fact that we are going to live longer in the future.”
Bouncing off Lindkvist’s revolution versus evolution point, Cruikshank shared it is an issue that he has been ruminating on.
“I’ve always wondered – are the industry changes corporate-centred or consumer-centred?
 “It is also not clear to me if technology is driving these changes so that we need to immediately react to them to position ourselves properly or if technology is facilitating the changes taking place, therefore creating faster changes than otherwise would happen.”
He noted that the world has gone through various phases of transformation before.
“If we think of where people in general had their security drive their income and protect their family, it has been a migration from governmental feudal systems to corporate systems. And now we talk about a gig economy which is really being facilitated by social networks and technology which is being provided by online platforms.
“When you look at that within a corporate sense today in the world, I think it is the same thing happening. We are creating digital platforms that allow clients to operate differently.…
“Our job is to create a digital platform so that we can work together so that our clients can have better solutions overall.
“So, I look at technology as a facilitator rather than driving something that we immediately need to react to,” said Cruikshank.
Jobs redefined
WITH the changing world of work comes changing retirement.
This is a concern of the Employees Provident Fund, said its deputy chief executive officer of strategy division Tunku Alizakri Alias. “From an EPF perspective, how do we provide social security and protect those who fall out of the formal employment sector like those in the gig economy or do things in areas that are not traditionally boxed as jobs?”
There is a need to look at Malaysia’s policies in this regard, including redefining the meaning of “job” in the future, he added.
“This is something that the Government need to think about: what is a job, how do you define it?
“The definition of job from a policy perspective is that you enter into something with a contract and get rewarded for the work that you put in. Maybe in the future we need to redefine what a job is – should it be about being able to contribute and being productive, and not so much about receiving a tangible reward?”
While there will be a range of “new jobs” created by the technological developments and disruptions on the work sector, Tunku Alizakri believes attention also needs to be given to traditionally unpaid work like homemaking.
“We need to look at the traditional work that were never seen as valuable like that of homemakers’. Why are we not putting a value on it? Why can’t we compensate the homemakers? How can we protect the workers who are doing this job?”
Tunku Alizakri also cited Malaysia’s attitude towards ageing as a concern for Malaysia’s preparedness for the future.
“In Malaysia our average life expectancy is 75 years old, and we keep on thinking that people aged 60 and above are already old and useless and should be put out to pasture.
“But if we continue like that, can you imagine how someone who is retired at 60, living right up to 75 on a government infrastructure that does not have enough funds, sustain their quality of life?
“At the same time we lose out on the productive years that they will still be able to offer; at 60 to 65, people are usually still productive and if we don’t tap into their productivity, the government will lose out.
“But our government infrastructure at this time does not take into account the new business models and the already arising longevity issues,” he said, underlining the importance of the Government acting fast to meet the challenges.
Another issue is whether the grey society can adjust and adapt to the rapidly changing world.
“As the world gets older, how can society adapt to the technological changes that we are seeing today?,” posed The Star’s Features Editor, Business, Jagdev Singh Sidhu at The EPF-The Star Roundtable on “The Future of work: Preparing for tomorrow today”, that he was moderating.
Willis Towers Watson managing director and global practice leader Ravin Jesuthasan said we should learn from the golden generation of the United States who have enthusiastically embraced technology.
“The rate at which retirees there have embraced talent platforms have made them one of the top ten groups on the platform.
“Their willingness to move on and take on the gig economy is interesting, particularly when we still have communities that are calibrated to jobs until the fixed retirement age.”
Now that we are living longer, the productive use of human capital, whether at individual or country level, has huge implications on retirement, Ravin added, “And it will help us look at how we can sustain the older generation, especially in ageing societies and mature economies.”

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